As metal roof experts, it’s not unusual for people to reach out to us if their metal roof is giving them trouble. Now you might be thinking: if metal roofs are so durable, why would anyone be having trouble with their metal roof?
The number one reason is faulty installation. It doesn’t matter how high quality your metal panel is, if the contractor installed it incorrectly, it is prone to developing leaks.
Can a Metal Roof Withstand Tornados?
It is also possible for a metal roof that is subjected to intense hail to develop leaks. In the case of this home, we were able to successfully argue with the homeowner’s insurance company that since there was hail damage to the seams of the standing seam metal panels, the panels had structurally failed. This was evidenced by leaks throughout the home.
“It’s important to note that, since this roof had a cosmetic waiver on the insurance policy, we couldn’t simply say, ‘There’s evidence of hail damage.’ We had to show how the hail damage could actually affect the performance of the panels and cause damage to the home.”
Will Insurance Cover Hail Damage to a Metal Roof?
Another important lesson from this story is that sometimes you have to keep trying until you succeed. Allstate denied the homeowner’s claim three times before we were able to successfully argue structural failure and get the claim approved.
Can a Metal Roof Pay for Itself in Five Years?
This home is located in rural Moody, TX, southwest of Waco.
If you think your home may have been damaged by hail or wind, get in touch with us for a free damage assessment.